jonatan3 asked:
I received multiple quotes from various agencies or companies for multiple cars, some had a lot different premiums than the other one, even $ 800 to $1.000 difference on 6 months policy on same coverages, my question I wanted to ask, does it make a difference where you buy it from ? does the big names of well known Insurance companies costs more ? thanks for your opinions,
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I received multiple quotes from various agencies or companies for multiple cars, some had a lot different premiums than the other one, even $ 800 to $1.000 difference on 6 months policy on same coverages, my question I wanted to ask, does it make a difference where you buy it from ? does the big names of well known Insurance companies costs more ? thanks for your opinions,
Credit Report
Tags: Auto Quotes, Cars, Insurance Companies
4 responses to Auto Insurance Quotes?
Consolidating Debts
Not a totally black and white question but yes, the bigger names do make a difference. They will probably have a bit of a premium over the others but that’s because they have established themselves with good reason. They are finanically secure, which, after all is why you’re buying insurance right?? So they can pay out if something happens. This factor is even more critical when buying a policy over a longer period of time like for life insurance. Auto insurance still applies but it’s your call. Just be careful that you don’t sign up with some fly-by-night company.
Auto Insurance Quotes?
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Among big companies with A bond ratings, the prices can still vary signicantly. Go to an independent agent who can do this comparison for you. Avoid captive agents (tied to using just one company). Make sure that coverages are the same.
Rates depend on what risks are in the company’s pool, and who they ask to pay what percentage. Similar in concept to state or federal taxes; rule changes affect rates for various people.
Auto Insurance Quotes?
Student Loan Refinancing
Well, in most (but not all!) states, prices do vary, so it makes a difference where you buy it from. However, if your quotes are all ONLINE quotes, none of them are any good anyway – they don’t do mvr checks and the credit check, WHICH VERIFIES YOUR RATES, until you are about to purchase the policy.
Big names do not necessarily cost more. It’s going to vary per your personal rating information, driving record, location, vehicle, and mostly, credit score.
Auto Insurance Quotes?
Instant Auto Insurance Quote
sounds like maybe some of the companies ran your credit scores and mvr reports and others didn’t. most insurance companies require a credit score these days and most won’t run it until you take the policy because they get charged for it. same for the mvr and clue reports. call the cheaper ones back and ask if they ran the reports, that could very well be the difference.
Auto Insurance Quotes?
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